1. Do a 7-Day No-Spend Sprint

This isn’t a forever thing—it’s just a week. No coffee runs. No takeout. No random Amazon scroll buys. Just the essentials: rent, groceries, gas. You’ll be shocked at how much cash stays in your account when you're not "accidentally" spending $12 on iced lattes. It also helps you see your spending triggers. Do it once a month and stack your savings faster than you think.

2. Automate the Savings So You Don’t Think About It

Set up an auto-transfer to your savings account the day your paycheck hits. Even if it’s just $10, make it automatic. It’s like tricking yourself into saving. You won’t notice it’s gone, but over time it adds up big.